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Carmel Valley, have you heard that waves are back in?  Unfortunately, the unruly, frizzy waves my hair naturally creates will never be in (at least we had the 80’s).  It is with deep and undying reverence that I present to you, my styling goddess, Megan Carraher. After a horrible cut and highlights left me in […]

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A recent survey suggests that many couples are not communicating clearly about retirement goals and strategies, even as they approach retirement age.  The couples surveyed were at least 46 years old with a minimum annual household income of $75,000 or at least $100,000 in investable assets.1 Only 41% said they handle decisions on retirement savings […]

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Rady Children’s Hospital Auxiliary of Carmel Valley (RCHA-CV) is an organization run by volunteering women from all over North County.  The unit was formed in 1994 and has continued to give its time and resources to support Rady Children’s Hospital – San Diego, and the health and well-being of the children it serves. Annually, about […]

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When parents fight, kids suffer.  Most become worried and anxious.  This is certainly the case for 9 year old Kaylee every time her parents get into a loud altercation in their home.  The pattern is always the same.  Her parents get into an ugly argument, call each other names, makes idle threats, and then go their […]

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With interest rates hovering around 4%, a figure far beneath average rates, it is no wonder why so many homeowners are taking advantage of the low interest rates and refinancing to save money every month.  Another reason why this is an excellent time to refinance your home loan to a lower and more affordable rate,  is because […]

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When I watched the TOMS documentary One for One, I realized just how in need of shoes kids around the world are.  For example, in places like Haiti and Argentina, kids can get a foot parasite called podoconiosis from persistent contact with irritating volcanic soil.  Nicknamed “elephantitis” from the disfigurement it creates, podoconiosis affects four million […]

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“Suzie wants to quit.” Suzie’s mom is in my office and she is dumb struck over Suzie’s desire to discontinue her dance studies.  “She feels that she is doesn’t have the kind of talent other students have; she’s not getting anywhere with her dance.  Others in her classes are promoting to higher class levels,  auditioning […]

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Sage Canyon Elementary and Sage Canyon PTA celebrated Healthy Choices Day on Wednesday, February 29th.  It was a huge hit with the students and teachers alike! Sage Canyon PTA’s mission statement reads: “…to promote the social, emotional and educational development of our students and to encourage parent volunteerism and community involvement in our school.” On […]

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Pacific Sports Resort, formally known as Pacific Athletic Club, has been serving Carmel Valley as well as other surrounding cities for a just about a decade now.  Seeing as it opened July 15, 2002, the resort will be celebrating its 10-year anniversary this summer.  Providing the best is what Pacific Sports Resort does best as […]

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A reoccurring question that we get asked by our clients is, “what is the best loan program for me?”  It is very likely that you will one day ask yourself and a Mortgage Advisor the same question.  To truly answer this question,  we first have to first make sure our clients are familiar with the different types […]

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Torrey Pines High School Key Club has been volunteering all over San Diego throughout the year.  As the biggest Carmel Valley community service club at Torrey Pines High School, the Key Club never fails to gather groups of eager and dedicated high school students to help the community out in a variety of ways.  Every week, […]

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At the Pacific Athletic Club in the heart of Carmel Valley San Diego, the fundraising season for Torrey Pines High School was officially kicked off on February 26th with a “Toast to Torrey” event that drew over a hundred parents and contributors from the community.  This was a casual and lively mixer, with guests bringing […]

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