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In this video, Mark Feder, a Mortgage Advisor with Samuel Scott Financial Group, explains the process for getting a home loan, breaking it down into four easy steps.  They are: Loan Application Processing Underwriting Closing / Funding The first step of getting a home loan funded is the Loan Application process.  During this phase, your Mortgage Advisor […]

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I recently returned from a trip to the beautiful country of Costa Rica.  One of the things I found most breathtaking about the places I visited was the beauty and tranquility of the beaches; the beach at Manuel Antonio is pictured with this article.  I realize it may sound strange to be taken by beaches […]

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Ever wonder why it is that some home loan transactions don’t close on time, leaving both the client and real estate agent hanging?   More often than not, it is for a completely preventable reason. Mark Robertson, Mortgage Advisor with Samuel Scott Financial Group, has been in the  lending business for more than a decade.  Throughout this […]

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When it comes to setting financial goals and figuring out how you’re going to reach them you can’t leave it to chance.  By definition, a goal has a deadline, and in order to reach it you need a strategy—you have to do certain things, in a certain order, by a certain date. Whether your goal […]

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What would you do if a five- or six-figure check showed up one day? You might want to give that question some serious thought because, for some families, it could happen. No, it’s not the lottery, a federal stimulus payment or the result of your ability to pick hot stocks on Wall Street.  It might […]

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Whether you are a first-time home buyer or are looking to buy your next home, you are more than likely going to hear a lot of talk about interest rates and how they can affect your mortgage payment.  In order to bring some clarification to the subject, Russ Schreier, Vice President of Sales at Samuel Scott […]

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Have you wondered why it’s hard to get an answer when you call in to the court clerk inquiring about your case?  There may not be someone there to answer your call anymore.  All court business offices are now closed to the public at noon on Fridays, and the civil business offices in El Cajon and […]

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When purchasing a home it’s important not only to find a house that meets your needs, but to also to stay comfortably within your budget.  Nobody wants to fall in love with a house and then find out that they are not able to get a loan that will cover the cost of the home. […]

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Identifying which type of home loan will work best for you or your client can sometimes be difficult because there are a wide variety of different options and loans to choose from. Very often borrowers have unique financial situations.  Rather than jumping into a cookie-cutter loan, it’s important to explore the products on the market […]

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As we begin to age and start our “adult” lives, we often begin to start planning for the future, most commonly through estate planning and creating wills.  Because everyone who owns anything has an estate, including a home, bank accounts or even furniture, we all need to be aware of what estate planning entails. Luckily […]

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Sometimes life gives us another chance… a “do over.”  We’re hopeful and with good reason.  We’re also aware that a second marriage is a bit more complicated than the first time we tied the knot. When two families join together, it’s not always like the Brady Bunch.  Remarriage creates instant extended-family responsibilities that can affect […]

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Mortgage Advisors Help Make the Home Buying Process Stress Free!!! When purchasing a home, it is important to not only buy the right house, but to buy the right house with the right loan.  Because there are so many different types of residential loans available, it is always wise to use a mortgage advisor to […]

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