The Carmel Valley Life | Archive | Carmel Valley

Being Pre-Approved Vs Pre-Qualified

April 23, 2012 1 Comment

In our industry, people often confuse pre-qualification with pre-approval. There is however, a very significant difference between the two. In a purchase transaction, it is important to understand and know the difference so you can avoid needless complications and/or setbacks during the buying process. Please continue reading below… Simply put, a pre-qualification is an estimate of what […]

Breath of Hope Lung Cancer Walk

April 20, 2012 No Comment

Fourth Annual San Diego Breath of Hope Lung Cancer Walk Raises Funds for “Invisible” Cancer April 22 Walk in Honor of Advocate Who Battled Nation’s Deadliest Cancer The majority of San Diegans diagnosed with lung cancer have less than five years to live. San Diegan Maria Diaz Enriquez beat those odds. However, after a nine year battle, […]

Strong Spring for Carmel Valley Homes Continues

April 19, 2012 No Comment

As we enter the heart of the spring selling season for San Diego real estate (pardon the alliteration) the market continues to provide exciting and meaningful signs of real turning point after years of down trending prices. It’s only in hindsight that the bottom of any market can truly be identified, but I believe that […]

So Much to Do at the Ocean Air Rec Center!

April 18, 2012 2 Comments

Ocean Air Recreation Center sits on an 18 acre park in Carmel Valley, and is one of the newer recreation centers in San Diego. The Recreation Center offers two ball fields, an outdoor and indoor basketball court, volleyball and badminton courts, walking paths, picnic areas, a large grassy field, and a fitness area. The Carmel Mountain […]

Estate Planning Emerges in the Entertainment Industry

April 18, 2012 2 Comments

I could tell you the importance of having an estate plan repeatedly. But the message may not be as interesting coming from me, as it would coming from the entertainment industry. The ABC sitcom Modern Family, aired an episode during their second season called “Someone to Watch Over Lily.” This episode centered around the characters, Mitchell and […]

What You Should Know About Closing Costs

April 16, 2012 No Comment

“Closing” your home refers to a time period during a purchase transaction, where the contract is executed and the conveyance of title is given to the buyer from the seller. For the buyer, this is a great point in time during the transaction, especially since it indicates that he or she is in the final stages […]

One Paseo’s DEIR Released

April 13, 2012 2 Comments

As many of you may know, the proposed project of One Paseo has been an important topic among Carmel Valley residents, business owners, and other members in the community. In recent news, the Draft Environmental Impact Report (DEIR) regarding One Paseo has been released. The Environmental Impact Report, is a required document under the state’s […]

Paying for College

April 9, 2012 No Comment

Paying College Expenses for Your Grandchild? Here are some important things you should know. Grandparents have been helping their grandchildren obtain a college education for decades. There are numerous ways in which that can be achieved. The following are a few things grandparents in the Carmel Valley community should keep in mind as they contemplate […]

Welcome to The Grand Life!

April 6, 2012 1 Comment

Welcome to the number one luxury resort in the country – The Grand Del Mar. A true 15-star resort, The Grand Del Mar has been declared by Conde Nast Traveler, as one of the “World’s Best Places to Stay.” The luxury resort is located on the beautiful Los Penasquitos Canyon Preserve, where guests can enjoy 37 miles of […]

Samuel Scott Awarded “The Best Mortgage Company”

April 5, 2012 No Comment

Samuel Scott Financial Group, a boutique company, has been selected as The Best Mortgage Company in San Diego for the 5th straight year by readers of local publications. Founded by President Todd Pianin and Executive Vice President Brian Reynolds, the compnay is known for its long standing reputation for catering to loan profiles throughout San […]

Helping Your Child Thrive Musically

April 3, 2012 No Comment

In teaching private piano lessons for the past 10 years, I have observed that all students start piano lessons with enthusiasm and much excitement. However over time, some students struggle with their practice and progress, and lose their excitement and motivation. During this stage, parents often come to me distressed over the battle they are […]

For Better, For Worse: Communicating About Retirement

March 29, 2012 No Comment

A recent survey suggests that many couples are not communicating clearly about retirement goals and strategies, even as they approach retirement age. The couples surveyed were at least 46 years old with a minimum annual household income of $75,000 or at least $100,000 in investable assets.1 Only 41% said they handle decisions on retirement savings […]