Identifying which type of home loan will work best for you or your client can sometimes be difficult because there are a wide variety of different options and loans to choose from. Very often borrowers have unique financial situations. Rather than jumping into a cookie-cutter loan, it’s important to explore the products on the market […]
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Ever feel tight or awkward in certain area during workouts? Foam rolling cold be the answer to your problems! Take advantage of foam rolling and visit your local gym, or buy your own at Target or Sports Challet. Read the article below & learn how to roll out your tight and stiff areas so that […]
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It’s about that time of the summer when parents have to remind their kids that school will be starting again in about a month or you will likely be in for a rocky start of the new school year. Why? A condition called Summer Learning Loss occurs each summer when kids do not exercise their […]
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As the end of summer is quickly approaching, it is just about that time to bust out your fall fashions and stock up on all the necessities you will need to keep comfortable and warm during the next couple of months. To help Carmel Valley residents find out the latest fall fashion trends, The Torrey […]
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When driving through Carmel Valley, San Diego, one of the first things you might notice is how many different neighborhood events take place throughout the community. San Diego is known for their year round beautiful weather, making gatherings held outside the perfect way to spend a summer night. The Piazza Carmel Shopping Center is definitely […]
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I have been dating a guy pretty casually for the past month and a half. We would meet up with friends, mainly his, a few times for drinks, and we went on two actual dates. We seemed to be hitting it off really well and then after the last date, we slept together and now […]
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As we begin to age and start our “adult” lives, we often begin to start planning for the future, most commonly through estate planning and creating wills. Because everyone who owns anything has an estate, including a home, bank accounts or even furniture, we all need to be aware of what estate planning entails. Luckily […]
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Polo shirts are highly versatile and can be worn tucked or not tucked depending on the occasion. But with so many sizes, fits, and lengths, it becomes difficult to determine whether your shirt looks better tucked or untucked. Here are a few pointers: Look at your side vents. Are they cut even, is the back side […]
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With college becoming harder to get into these days and even getting a job after graduation, many teens and young adults alike are struggling financially while they await bigger and brighter future employment opportunities. However, there is a small population of these folks who weather these times better than the others because they have mastered […]
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Low prices, low interest rates and a steady supply of distressed homes on the market have made for a “perfect storm” opportunity for Carmel Valley real estate investors in 2012. Individual investors are looking to either buy and hold rental properties for long term appreciation, or to pool capital in order to rehab and flip […]
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I’ve been feeling really run down and tired lately and have a few people in my life who really drain my energy. In talking to my girlfriend, she said that it’s because I’m participating in an unequal energy exchange with those people. I kind of get what she’s saying, but don’t really understand how […]
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The beauty of the World Wide Web is that for those of us who live and work in Carmel Valley, this is the center of the webiverse. The internet has enabled us to be connected with family, friends, co workers and customers around the globe from your desktop, tablet or smart phone. While that may […]
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