During the purchase of a new home you will be asked during escrow how you would like to take title to your property. In California, title may be held in sole ownership, or co-ownership. If it is the sole ownership of an individual, a common way to hold title may be as a “single man/woman”, […]
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Considering a divorce brings up many questions, including questions about how to divide assets. “Divorce is nearly always emotional and determining what to do with the marital home can be one of the most emotional issues in the divorce. The marital home is oftentimes the highest valued asset to deal with in a divorce. To […]
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The emotional upheaval of a divorce is no time to be learning money basics and selecting professional advisors. Preparing now isn’t cynical – it’s smart. In the late 16th century, when death parted married couples far more often than divorce, Sir Francis Bacon wrote, “Knowledge is power.” Women of the 21st century should adopt that credo with […]
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With summer just around the corner, this month I’m trying to better my health to be in the physical and mental shape desired to best enjoy our warm and active months in San Diego. In May there are many awareness campaigns to help us all better our health, and the health of our loved ones. […]
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There is a renewed excitement about the acceptance of gay marriage in this country. The Supreme Court is hearing an important case and the topic recently made the cover of Time magazine. As the this Time magazine article noted, the tide is changing and many Americans are not only in support of gay marriage but […]
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A will is a written document with instructions for disposing of assets after your death. Your will is enforced through probate court. A revocable living trust is an entity you create that can hold your assets for disposition after your death. In both documents you will write your instructions for the disposition of your estate, […]
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Q: Will I be able to receive alimony? A: The test for alimony (or maintenance or spousal support) include some of the following, however, keep in mind that no two cases are the same. You need to seek individual advice in order to determine how the specifics of your case may impact your ability to […]
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Creating your revocable living trust is the first step of your estate planning. Once you sign your trust, however, there is additional work to be done. A trust needs to be funded with the property you want the instructions in your trust to apply to. Simply attaching a list of your assets as a schedule […]
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Whether fresh out of college or after a marriage, it is highly likely women will some day go it alone in taking care of their financial needs. With the combination of later marriage, divorce, widowhood and longevity, almost 90 percent of women will end up managing their finances alone at some point in their lives, […]
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What is Probate? A common goal of estate planning is to avoid probate. But what exactly is probate? Probate is a court-supervised process for gathering a decedent’s assets, paying the decedent’s debts, and distributing the remaining balance to the decedent’s beneficiaries. The process ultimately requires proving a will to be valid, obtaining a court […]
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Transaction Timelines: Tips for hitting your Home Financing Deadlines Closing a mortgage loan is one of the last phases of the home buying process, but one of the most important, as you cannot purchase a home without the money to back it up. Having a strong understanding of what makes up the home closing process […]
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Credit Scores: What a Lender looks at when considering your Loan Application When purchasing a home, it is important to know your credit score and how that three digit number can influence your opportunities for obtaining a home loan. Your lender looks at your credit score very carefully to decide whether or not they will […]
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