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FHA Home Loans Explained: The Benefits and Basics of Getting Qualified Christian Alvarez, a Mortgage Advisor at Samuel Scott Financial Group, shares his knowledge and expertise about FHA loans and gives us an overview of everything we need to know about them. FHA Loans are great loans for first-time homebuyers, as they tend to have […]

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One of my fondest memories as a child was participating in sports and being a part of a team.  Being able to play a sport I love, while interacting with others gave me a sense of pride and accomplishment, not to mention kept me in shape.  As we age, we get so caught up in […]

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Are any of these food types in your diet? If so, they may be what’s keeping you from losing those extra pounds.  Avoiding these food groups below or cutting them back from your diet will significantly increase your metabolic rate. 1. BREAD OF ALL TYPES Bagels, hamburger buns, white bread, french bread, are all made […]

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Of course we’re talking about a knife; the 8”-10” chef’s knife to be exact.  At Carmel Valley Kitchen we believe it is the most important and versatile tool for any cook.  There is hardly a recipe that doesn’t require the use of a knife.  Most cooking professionals have their own personal set of knives that […]

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Travel $aving$

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As a travel journalist, many travel “deals” cross my desk each day.  But when one stands out as a particularly good deal for the would-be traveler, I feel compelled to pass it on.  Thus, may I share with you CruiseGlobus, www.cruiseglobus.com, a website devoted to matching cruise consumers with travel agents offering the lowest prices, […]

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Weight Loss Tip #1: Are You Packing Your Lunches? Do you have a lunch bag?  Are you planning ahead or are you just going with the flow each day, eating what’s available when the time comes? PLANNING AHEAD BY PREPARING & BRINGING YOUR OWN MEALS AND SNACKS FOR YOUR WORKDAY IS PROBABLY THE NUMBER ONE […]

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Texas Hold’em, Cigar Lounge & Much Much More: FIDF 2nd Annual Guys Night Out What do you get when you mix a Texas Hold’em tournament, a premium liquor bar, San Diego Charger girls, and a strolling dinner?  The answer is simple: you get the perfect guy’s night out!!! On June 7, 2012, the Friends of […]

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This is a recipe I created (through many trial and errors) in a serious need to satisfy my sweet tooth and carb cravings and still stay fit! I absolutely love this recipe and my personal chef clients would always ask for more of these little cuties!!  Try them if you are looking to drop a […]

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SAN DIEGO, CA – On Thursday, June 7th 2012, the San Diego chapter of Friends of the Israel Defense Forces (FIDF) will host their second annual Guys Night Out at the Hilton La Jolla Torrey Pines. In addition to the signature poker tournament that serves as the main event at the Guys Night Out fundraiser, […]

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Brighten your summer wardrobe by heading on over to Ronda’s Closet, located in the Piazza Carmel shopping center.  This amazing boutique not only offers affordable, contemporary pieces for women of all ages, but it also gives back to the community in a variety of different ways.  Ronda’s Closet, first started out of the home of […]

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This is a time of great change and economic uncertainty in America.  With the stock market taking us on a loop-deloop rollercoaster ride, two polar opposite economic philosophies fighting it out in the Halls of Congress, and the passage of huge, high-impact healthcare legislation with consequences that will not be understood clearly for years, the […]

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This is an on-going series of important things to consider when dividing property to reach a settlement agreement.   Financial Assets Financial assets include cash, savings accounts, checking accounts, Certificates of Deposit, money-market accounts, stocks, bonds, Real Estate Investment Trusts (REIT), mutual funds, and savings bonds. These assets may be more important to the non-working […]

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