The Carmel Valley Life | Author Archives

Insurance 101: Prepare Your College Student For Life’s What Ifs

August 29, 2013 No Comment

While college students may think of themselves as indestructible, the fact is they face many of the same health, property and liability risks as adults. Before your child or grandchild heads for college, do a quick insurance check. Health: Most students who have been covered by their parents’ policy can continue that coverage, usually until […]

Financial Decision Making When New to Widowhood

August 1, 2013 No Comment

Stepping into the role of financial decision maker alone typically is a daunting experience for anyone especially when it comes while you are grieving over the loss of your spouse. Here are some suggestions to help surviving spouses prepare for handling money and financial issues freeing up some time to deal with emotional needs. Address […]

Divorce and Insurance

July 1, 2013 No Comment

Because we often forget about insurance until we need it, life, health, homeowners and disability coverage issues can get overlooked during a divorce settlement. In working through your divorce, don’t forget some valuable assets: your life and your health. Both directly affect your ability to earn income and to care and provide for yourself and […]

Financial Confidence When Facing Divorce

May 30, 2013 1 Comment

The emotional upheaval of a divorce is no time to be learning money basics and selecting professional advisors. Preparing now isn’t cynical – it’s smart. In the late 16th century, when death parted married couples far more often than divorce, Sir Francis Bacon wrote, “Knowledge is power.” Women of the 21st century should adopt that credo with […]

Financial Issues for Same Sex Marriages

April 26, 2013 No Comment

There is a renewed excitement about the acceptance of gay marriage in this country. The Supreme Court is hearing an important case and the topic recently made the cover of Time magazine. As the this Time magazine article noted, the tide is changing and many Americans are not only in support of gay marriage but […]

10 Most Frequently Asked Questions Regarding Divorce Settlements

March 28, 2013 No Comment

Q: Will I be able to receive alimony? A: The test for alimony (or maintenance or spousal support) include some of the following, however, keep in mind that no two cases are the same. You need to seek individual advice in order to determine how the specifics of your case may impact your ability to […]

Financial Tables For One

February 28, 2013 No Comment

Whether fresh out of college or after a marriage, it is highly likely women will some day go it alone in taking care of their financial needs. With the combination of later marriage, divorce, widowhood and longevity, almost 90 percent of women will end up managing their finances alone at some point in their lives, […]

Saving Time, Money and Achieving the Best Outcome!

November 12, 2012 No Comment

Establishing a very good partnership with your divorce attorney is critical as it has an enormous impact on the process, outcome and cost of your divorce. Take time to carefully pick the best attorney for you. Here are some do’s and don’ts to get you headed down the best path. 1) Before going to see […]

Creating a Settlement Agreement Tip#2

May 29, 2012 1 Comment

This is an on-going series of important things to consider when dividing property to reach a settlement agreement. Financial Assets Financial assets include cash, savings accounts, checking accounts, Certificates of Deposit, money-market accounts, stocks, bonds, Real Estate Investment Trusts (REIT), mutual funds, and savings bonds. These assets may be more important to the non-working […]

Creating a Settlement Agreement

May 22, 2012 1 Comment

You’ve sat down with your spouse and hammered out what you think is a pretty great settlement: you get to keep all of the property you really wanted and your future ex gets stuck with all of the debt. Whether or not that agreement will hold up in court depends on a number of factors, […]

A Little Van Gogh in Carmel Valley

May 18, 2012 No Comment

Escape to the world of Van Gogh’s painting Iris, by visiting the restaurant of the same name – Iris. This charming Del Mar restaurant is very close to Carmel Valley and can be found on Old Carmel Valley Road – West of the 5 freeway – on the former site of the Cuvee restaurant. The location, with […]

Negotiating your Future

May 10, 2012 No Comment

When you’re negotiating your divorce settlement, preparation is the key to success. Are you really ready to negotiate your future? During the course of your marriage, you accumulated both assets and liabilities. Although there are regional differences when it comes to who gets what, basically, everything purchased, received, or saved during your marriage must be divided […]