“Closing” your home refers to a time period during a purchase transaction, where the contract is executed and the conveyance of title is given to the buyer from the seller. For the buyer, this is a great point in time during the transaction, especially since it indicates that he or she is in the final stages […]
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The last four years of a challenged economy have resulted in many Americans facing financial difficulties. We now find ourselves in an environment where investments (i.e. real estate, stocks, etc.) have lost value, unemployment has doubled, and overall spending has decreased dramatically. Please continue reading below… The unexpected hardships, such as losing a job, have left […]
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With interest rates hovering around 4%, a figure far beneath average rates, it is no wonder why so many homeowners are taking advantage of the low interest rates and refinancing to save money every month. Another reason why this is an excellent time to refinance your home loan to a lower and more affordable rate, is because […]
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A reoccurring question that we get asked by our clients is, “what is the best loan program for me?” It is very likely that you will one day ask yourself and a Mortgage Advisor the same question. To truly answer this question, we first have to first make sure our clients are familiar with the different types […]
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Despite economic uncertainty, the historic low interest rates make today one of the greatest times to buy a home. The advantages of the extremely low rates far outweigh the advantages of waiting and hoping that purchase prices will go down. For the last 60 years, interest rates have averaged about 9%. In today’s market, we’re […]
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