The Carmel Valley Life | Archive

Selecting a Guardian for Your Children

The birth of a child is an important time to begin your estate planning, if you haven’t already. Not only will you want to plan and protect your child’s inheritance, but of more concern may be deciding who could care for your child when you are unable to and incapacitated, or if you’ve passed away […]

February 12, 2019 / No Comment / Read More

What is Estate Planning?

February 5, 2019 No Comment

Estate planning allows you to control your property while you are alive, take care of you and your loved ones if you become disabled, and give what you have, to whom you want, the way you want. It also allows you to save every last tax dollar, professional fee and court cost legally possible. An […]

Retirement – Between a Rock and a Hard Place

August 28, 2015 No Comment

Where you might find yourself when looking at your chances of achieving retirement success and some tips to soften the blow. As a financial professional, I constantly talk with people about their retirement goals and while the expectations of my clients may vary when it comes to specifics of how they will spend their “Golden Years”, […]

Protecting Your IRA or 401k for Your Children

July 8, 2015 No Comment

If you have children and if they inherit your IRA or 401k, they have other options available instead of having to take all of that money immediately upon inheritance out of the IRA or 401k and paying taxes on it. They can stretch out the money they inherit from your account and use it over […]

What You Should Know if You’re Considering Transferring Property Via a Trust

April 15, 2015 No Comment

What is a Step Up in Basis? And Why Should I Consider Transferring Property Via a Trust? There are number of reasons to create a Trust. Some of them involve avoiding Probate; others may involve avoiding conflict between heirs. However, one that most people don’t think about is avoiding capital gains taxes. I recently had […]

Social Security Benefits – A Q & A

January 9, 2015 No Comment

By no means is this article covering all of the intricate complexities of how to make the most of social security, however it does answer some keys points that can be helpful to know. What is “Full Retirement Age”? Relative to social security, it is the age at which a person may first become entitled […]

Merging Money Matters in Marriage

October 22, 2014 No Comment

No matter how much or little you have, matters of money illicit stress in people’s life and for many couple’s, fights over finances can break up the union. In an effort to avoid unnecessary battles, there are some planning steps you can take in advance of tying the knot. Talk about finances Keep finances out […]

Important Things to Consider Before Starting a New Business

September 16, 2014 No Comment

As an attorney with a practice focusing on Business Law and Estate Planning, I have met a fair share of individuals who have started businesses without doing the proper legwork and without knowing what they were getting themselves into. Before long, problems with business partners, legal issues, and money issues throw the business into a […]

Estate Planning for New Parents and Parents-To-Be

July 14, 2014 No Comment

About a year ago a friend called me and asked if I wanted to join him on a skydiving trip. Two years ago I would have jumped at the opportunity, however this time there was something different. Before I answered him, I started to think about my life insurance policy and if I had made […]

Educational and Estate Planning Event

May 27, 2014 No Comment

YOU are cordially invited to attend an educational, estate planning event to be held on Tuesday, June 3rd, from 7 to 9 pm at the Doubletree Hotel, Carmel Valley (11915 El Camino Real, San Diego, CA 92130). The focus of this event will be on asset protection planning and also the benefits of appointing a […]

Planning a Wedding or Planning Your Estate?

March 4, 2014 No Comment

Planning a Wedding or Planning Your Estate? The Elements are the Same! I am in the midst of planning my wedding, and I love it. Call me crazy, but I truly enjoy the process. What I’ve realized is that planning a wedding is really no different than what I have been doing for my clients […]

Same Sex Couples’ New Financial Landscape

February 27, 2014 No Comment

The Supreme Court overturned DOMA last summer and for some people their tax, estate planning and retirement planning changed overnight. For years, same sex, married couples have been excluded from participating in many benefits afforded heterosexual married couples. The recent change in the law means same sex married couples can now access some of the […]