The Carmel Valley Life | Archive | Learn

Need some Down Payment Assistance?

October 17, 2013 No Comment

As of this writing, there are various down payment assistance programs available. Various programs are funded by different sources and you do have to be careful as different programs can run out of funding (money) at different times. Some of the primary sources are local cities and state backed assistance. Most down payment assistance programs […]

Health Care Directives – Life’s Important Decisions

October 9, 2013 No Comment

Health Care Directives – One of Life’s Most Important Decisions California law provides individuals with the ability to document their health care wishes in the event they are unable to make health care decisions themselves. This may include documenting authorizations for organ donations, documenting the type of care and treatment you would want to receive, […]

Invisalign – Not Just for a Pretty Smile Anymore!

October 3, 2013 1 Comment

Invisalign is a virtually invisible solution, so you can smile confidently both during and after treatment. By using a series of clear, removable aligners, Invisalign gradually moves your teeth toward the smile you’ve always wanted. And, almost no one will know you’re wearing them unless you tell them. Many people believe that Invisalign is only […]

The Connection Between Chiropractic Care & Pregnancy

September 26, 2013 No Comment

At first glance, most people don’t see the connection between chiropractic care and pregnancy. However, there are four stages in which having an optimally working nervous system and structural support help both mother and child: pre-conception, pregnancy, labor and birth and post delivery. More and more new parents are trusting the bodies innate wisdom. They […]

FasTracKids of Carmel Valley/Del Mar Read to Break Record

September 16, 2013 No Comment

FasTracKids creates awareness, excitement for early literacy FasTracKids of Carmel Valley/Del Mar, a leader in fun, interactive early childhood education, will be participating in Jumpstart’s 2013 Read for the Record event on October 3rd. The event will be held to promote early literacy for every child. The Read for the Record campaign involves millions of children and adults who […]

Insurance 101: Prepare Your College Student For Life’s What Ifs

August 29, 2013 No Comment

While college students may think of themselves as indestructible, the fact is they face many of the same health, property and liability risks as adults. Before your child or grandchild heads for college, do a quick insurance check. Health: Most students who have been covered by their parents’ policy can continue that coverage, usually until […]

U.S. Patriot Act: The Importance of Documenting Large Deposits

August 28, 2013 No Comment

The Patriot Act was passed in 2001. The majority of Americans agreed it was a good idea. After all, the purpose of the legislation was to identify both foreign and domestic terrorists by tracking the movement of their financials. What many may not realize is how that has impacted the home loan process. Lenders will […]

Broadening Your Cultural Horizons

August 22, 2013 No Comment

Home to Balboa Park, the largest urban cultural park in North America with fifteen museums and the Old Globe Theatre, San Diego abounds with art in many shapes and forms around the city. One such event is ArtWalk San Diego @ NTC Liberty Station, which takes place on August 24 and 25 from 10 a.m. until 6 p.m. […]

Handling a Probate

August 19, 2013 No Comment

What do you do when you are named the executor in someone’s Will and need to administer their estate after their death? A probate may, or may not, be needed. Depending on the amount of assets in the estate, and whether or not the decedent also had a funded trust, an attorney can help you […]

Posture – The Window into Your Nervous System

August 12, 2013 No Comment

Posture is a window into the condition of the nervous system. It reveals how the body is adapting to stress. Common examples include uncorrected physical stresses for the birth process, childhood sports injuries, car accidents and even unresolved emotional pressures. As a result of these and other stresses, our bodies assume a defensive, protective posture. […]

Can Taking Photos Steal Your Soul? – A Feng Shui Perspective

August 5, 2013 No Comment

Native Indians believe that when we take photos of ourselves, a bit of our soul is taken away. Could this really be true? Well, if it is true, my friends, I am afraid that most of us are soulless. Just looking at Facebook, you will see tons of photos uploaded almost instantly or at least […]

Teaching Your Kids Consideration for Others

July 31, 2013 No Comment

“Treat others the way you wish to be treated”. Such a simple cliche but if a child has not developed the capacity to put themselves in another’s shoes, consideration is not possible. When is a child old-enough to be considerate and how can they be taught this virtue? Normal Developmental Theory teaches us that before a […]