When purchasing a home it’s important not only to find a house that meets your needs, but to also to stay comfortably within your budget. Nobody wants to fall in love with a house and then find out that they are not able to get a loan that will cover the cost of the home. […]
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Identifying which type of home loan will work best for you or your client can sometimes be difficult because there are a wide variety of different options and loans to choose from. Very often borrowers have unique financial situations. Rather than jumping into a cookie-cutter loan, it’s important to explore the products on the market […]
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Mortgage Advisors Help Make the Home Buying Process Stress Free!!! When purchasing a home, it is important to not only buy the right house, but to buy the right house with the right loan. Because there are so many different types of residential loans available, it is always wise to use a mortgage advisor to […]
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In today’s housing market, rules, regulations and even types of home loans offered are constantly changing. In order to help understand the different types of loans offered today, Brian Reynolds, of Samuel Scott Financial Group, shares his knowledge and expertise on stated income loans and how they are no longer just something from our past, […]
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FHA Home Loans Explained: The Benefits and Basics of Getting Qualified Christian Alvarez, a Mortgage Advisor at Samuel Scott Financial Group, shares his knowledge and expertise about FHA loans and gives us an overview of everything we need to know about them. FHA Loans are great loans for first-time homebuyers, as they tend to have […]
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Texas Hold’em, Cigar Lounge & Much Much More: FIDF 2nd Annual Guys Night Out What do you get when you mix a Texas Hold’em tournament, a premium liquor bar, San Diego Charger girls, and a strolling dinner? The answer is simple: you get the perfect guy’s night out!!! On June 7, 2012, the Friends of […]
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SAN DIEGO, CA – On Thursday, June 7th 2012, the San Diego chapter of Friends of the Israel Defense Forces (FIDF) will host their second annual Guys Night Out at the Hilton La Jolla Torrey Pines. In addition to the signature poker tournament that serves as the main event at the Guys Night Out fundraiser, […]
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Is a VA Loan right for you? Alex Scoma, a Mortgage Advisor at Samuel Scott Financial Group, explains VA financing and what you need to do to qualify for a VA loan. Please continue reading below… The VA loan is designed for active or retired military, Coast Guard and National Guard personnel. A surviving spouse can […]
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You’ve made the decision to buy a home, heavily weighed the pros and cons and are now ready to begin the home buying process. But where exactly should you begin? Mark Robertson, of Samuel Scott Financial Group, offers his expertise on how to prepare for buying a home and getting a loan in order to […]
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Purchasing a home is such an exciting process, but it can be slightly overwhelming at times too, especially when you are just starting to learn about all the mortgage options available in today’s market. In order to get a better understanding of two common types of loans, jumbo and conventional, Brian Reynolds of Samuel Scott […]
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In our industry, people often confuse pre-qualification with pre-approval. There is however, a very significant difference between the two. In a purchase transaction, it is important to understand and know the difference so you can avoid needless complications and/or setbacks during the buying process. Please continue reading below… Simply put, a pre-qualification is an estimate of what […]
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“Closing” your home refers to a time period during a purchase transaction, where the contract is executed and the conveyance of title is given to the buyer from the seller. For the buyer, this is a great point in time during the transaction, especially since it indicates that he or she is in the final stages […]
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