Think of interest rates and points on opposite ends of a scale. The more that you pay upfront, the higher the points, the higher the closing costs, the lower the interest rate that you would have over the life of the loan. Also vice versa, the fewer the points and fewer closing costs that you […]
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The most common method to straighten crooked teeth is to place metal braces on one’s teeth, as well as utilize rubber bands to help put our teeth into alignment. While this is a great way to fix crooked teeth, having a mouth full of metal does not always appeal to everyone. But luckily, Torrey Hills […]
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The Carmel Valley real estate market continues to be one of San Diego’s most stable and strong neighborhoods. Driven by a growing employment base, excellent schools and abundant community amenities. Please take a look at our Lifestyle Tour Season 3 Episode 3. 14071 Mira Montana Dr Del Mar, CA 92014 | Dina Lieber 10938 Cloverhurst […]
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Ryan Dalzell of Dalzell Group Real Estate says, We’ve used David Moya and his team for the past three years to shoot our coastal San Diego real estate marketing videos. David really does a great job to create wonderful and unique videos that showcase our listings. The work David puts into the videos is very […]
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Qualities in Choosing a Home Lending partner. Hi there. Have you ever wondered how your Realtor chooses a Carmel Valley home lender that they work with? I’m here with Dena Leber today and I’m Julie Ozanich. Dena, tell us what are some top two qualities you look for when choosing a lending partner. Dena: […]
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I represented my client 4.5 years ago when he bought this beautiful Carmel Valley home. I remember the draw at the time was to the gorgeous canyon and park-like views and not only from the back of the house but from the front also. It sits on such a quiet street on a cul-de sac and […]
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Ani Yufe is at Arterra in Carmel Valley, and she shows us that it offers a really cool outdoor lounge area. She highlights the modern overhang structure located behind her and how it ties into the modernist vibe that Arterra has to offer. So as you can see there are no columns. There’s just an […]
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Santiago Benito was born in 1998 in San Diego, California and has had a great life so far growing up in Carmel Valley. Ever since a young age he has showed great interest in the world of visual art, for example, he and his best friend Tyler Chase used to put on skits and make […]
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Hi, my name is Amy Chang, licensed marriage and family therapist and today I am in Carmel Valley San Diego. My goal is to provide you with tips and ideas on how to have a healthier and happier life. One suggestion is going outdoors and being physically active. So, there’s the perfect location called Gonzales […]
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This tastefully designed John Lloyd Wright home located in La Jolla has awe inspiring, serene ocean views. This private sanctuary is unmatched with separate decks that each captures a special piece of the sunset over the Pacific. The beauty of the location blends seamlessly with the unique beach house design that is both contemporary and […]
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“Good morning, this is Kristen, Director of FasTracKids and today, we are making Venezuelan homes called palafitos. They are homes built on stilts in the water. The Carmel Valley FasTracKids are busy making them today and we’re having a really good time. I will pan over so that you can see. So over here, we have […]
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Hi, this is David Moya, with thecarmelvalleylife.com. I wanted to show you guys this really cool spot in Carmel Valley. It’s the dog park at the Torrey Hills Shopping Center. I’m here, with my dog, Milo and he loves coming here. He’s, actually, met his girlfriend out here, Luna. But there’s a ton of toys. […]
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