Community Bank Looking to Make a Difference

Bank of Manhattan is a community bank based out of Manhattan Beach.  We are the home lending office in Carmel Valley and carry forward the high customer service and local community feel that community banks offer.

We have an amazing team that each individually offers over 12 years of experience.  I myself have over 22 years of experience.  This helps to anticipate the underwriter’s needs and prepare the paperwork properly right upfront to make for a smoother process and closing on time.

We are assisting with a program called Lifestyle Tours where we highlight local Realtors and homes which highlight the Carmel Valley community.  We like to offer value added ideas and are also doing presentations at local businesses to hep educate people on the changes in the lending community and how to buy a home in today’s market.  I enjoy thinking outside of the box and finding solutions to our client’s needs.

A home has a big influence on the lifestyle we all lead and there is no greater joy than helping people obtain the home that they will be raising their children in or spending their retirement years in or even enjoying that second home where time will be spent relaxing and rejuvenating.

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With a mission to provide a higher standard of mortgage lending services, Julie began her career in mortgage banking in 1990.  To date, Julie has successfully closed over $1 billion in mortgage loans and helped over two thousand customers achieve their mortgage goals.  Program availability may differ slightly in different states.  Terms may vary.  Subject to change without notice. Bank of Manhattan is not affiliated with nor endorses The Carmel Valley Life. NMLS# 401422.